how klarna works

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BUY NOW. PAY LATER.

Interest free!

1. WHAT IS PAY LATER WITH KLARNA?

Pay later gives you 30 days* to pay once your order has been shipped. No fees, no interest.

Your credit score will be affected if you don’t pay Klarna for your order.

2. HOW DO I USE PAY LATER WITH KLARNA?

1. Find something you love at Diadem Jewellery, add it to the cart and go to checkout.
2. Select Pay Later with Klarna as your payment method – no need to create a Klarna account.
3. Place your order and you’re done. Once we post it out, you’ll have 30 days* to pay Klarna.

3. BENEFITS OF PAY LATER WITH KLARNA

– All orders posted straight away
– Pay for your order within 30 days* after it’s been shipped
– Klarna will contact you via email with instructions on how to pay
– Instant decision, no interest and no fees and applying has no impact on your credit score

4. SPREAD THE COST OF YOUR CART WITH INTEREST FREE INSTALMENTS

Currently available in the UK only.

UK – You can spread the cost of your purchase over 3 equal payments. The payment for each instalment will automatically be collected from the debit or credit card you entered at checkout. Your first instalment will be collected when your order is confirmed and instalments 2 and 3 are scheduled 30 days and 60 days respectively.

5. ALL YOU NEED TO GET STARTED

– To be 18 years of age or over
If you have any trouble placing an order with Klarna, it could be due to one of the following reasons:

– Klarna may have rejected your application to pay on account. We’d recommend choosing another type or payment or placing an order for a smaller amount.
– You may have outstanding payments on previous Klarna invoices.
– You may have missed a required field at the checkout, or you don’t have sufficient credit history.

Please note that Klarna are an independent payment company and Diadem Jewellery have no influence over whether your payment with Klarna is accepted or not. If you have any trouble with your order, please contact Klarna Customer Service.

6. FAQ’S

– You have 30 days* to pay
– No fees or interest if you pay within 30 days*
– You must be 18. Subject to financial circumstances.
– No account sign-up required
– No hard credit checks
– Receive your jewellery first, pay later
– Klarna will email payment instructions to you
– Select “Pay later with Klarna” at the checkout